Shraddha Kapoor’s real life is as interesting and cute as her films. Some of her unseen pictures and moments are really going to touch the hearts of her fans.
📸 1. Cute childhood pictures
Some cute childhood pictures of Shraddha Kapoor have surfaced, in which she looks like a complete doll. Seeing these pictures, you will feel that she has always been so cute.
1. Personal Loan
A personal loan is money you borrow from a bank to pay for things like a new phone, a vacation, or even medical bills. You don’t need to give anything in return, but you have to pay it back over time with interest.
Key Points:
- Loan Amount: Depends on how much you need and how much you can pay back.
- Repayment Time: 1 to 5 years.
- Interest Rate: 10%-20% per year.
2. Home Loan
A home loan is when you borrow money from a bank to buy a house. The house is like a promise to the bank that you will pay them back. If you don’t, the bank can take the house.
Key Points:
- Loan Amount: Depends on the house price.
- Repayment Time: 10 to 30 years.
- Interest Rate: 7%-9% per year.
3. Car Loan
A car loan helps you buy a car. You borrow money from the bank and pay it back over time. If you don’t pay, the bank can take your car.
Key Points:
- Loan Amount: Based on car price.
- Repayment Time: 3 to 7 years.
- Interest Rate: 8%-12% per year.
4. Education Loan
An education loan is money you borrow to pay for school or college. This helps if you or your parents don’t have enough money for your studies. After you finish studying, you pay the loan back.
Key Points:
- Loan Amount: Depends on your school or college fees.
- Repayment Time: Can be up to 15 years.
- Interest Rate: 7%-12% per year.
5. Business Loan
A business loan helps people start or grow a business. If someone wants to open a shop or expand their business but doesn’t have enough money, they can borrow it from a bank.
Key Points:
- Loan Amount: Based on business needs.
- Repayment Time: 1 to 5 years.
- Interest Rate: 12%-20% per year.
7. Loan Against Property
A loan against property means you borrow money by giving your house or land as security. If you don’t pay back, the bank can take your property.
Key Points:
- Loan Amount: Based on property value.
- Repayment Time: 10 to 20 years.
- Interest Rate: 9%-15% per year.
8. Payday Loan
A payday loan is a small loan that helps you until you get your next paycheck. It’s like borrowing money for a short time, but you have to pay it back quickly.
Key Points:
- Loan Amount: Small, usually up to ₹50,000.
- Repayment Time: 1 month or less.
- Interest Rate: Can be very high (24%-36% per year).
9. Secured Loan
A secured loan is when you borrow money and promise something valuable (like your car or house) in return. If you don’t pay, the bank can take what you promised.
Key Points:
- Loan Amount: Based on the value of the asset.
- Repayment Time: Varies.
- Interest Rate: 7%-15% per year.
10. Unsecured Loan
An unsecured loan doesn’t need anything valuable to promise. The bank trusts you to pay it back. Since there’s no security, the interest rate is usually higher.
Key Points:
Interest Rate: 10%-25% per year
Loan Amount: Based on your ability to repay.
Repayment Time: 1 to 5 years.
